PPF Calculator
Project your PPF balance over 15 years at the current 7.1% rate.
Depositing ₹1.5 lakh/year in PPF at 7.1% for 15 years builds about ₹40.7 lakh — and every rupee is tax-free (EEE status). Extend in 5-year blocks after maturity and compounding keeps working; many people run PPF for 25–30 years as their debt anchor.
How to use the ppf calculator
- Enter your yearly deposit.
- Set the rate and duration.
- See the tax-free maturity value.
PPF Calculator — FAQs
What is the PPF interest rate now?
7.1% per annum (revised quarterly by the government). It has ranged 7.1–8% over the last decade.
What is the maximum I can deposit?
₹1.5 lakh per financial year across all your PPF accounts. Minimum is ₹500 to keep it active.
Is PPF really tax-free?
Yes — EEE: deposits get 80C deduction, interest is tax-free, maturity is tax-free. One of India’s best tax deals.
Can I withdraw before 15 years?
Partial withdrawals allowed from year 7; full closure permitted only in specific cases (medical, education). Otherwise extend in 5-year blocks.
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