SSY Calculator
Plan Sukanya Samriddhi Yojana deposits for your daughter’s future.
₹1.5 lakh/year in SSY at 8.2% for 15 years grows to about ₹72 lakh by maturity at 21 — fully tax-free. Open it before your daughter turns 10; every year you delay is compounding you can never get back.
How to use the ssy calculator
- Enter yearly deposit and daughter’s age.
- Check the projected maturity value.
- See the tax-free gains breakdown.
SSY Calculator — FAQs
What is the SSY interest rate?
8.2% per annum currently, revised quarterly. It’s among the highest small-savings rates.
Who can open an SSY account?
Parents/guardians for a girl child below 10. One account per girl, max two accounts per family (three for twins).
What are the deposit rules?
₹250 minimum to ₹1.5 lakh maximum per year, for 15 years. The account matures after 21 years from opening.
Is SSY tax-free?
Yes — EEE like PPF: 80C deduction on deposits, tax-free interest, tax-free maturity.
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