Freelance Rate Calculator

Set an hourly rate that covers taxes, dry spells and real expenses.

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The short answer

Want ₹12 lakh take-home with ₹1.2 lakh expenses, 25 billable hours/week and 44 working weeks? Charge about ₹1,400/hour. Most new freelancers undercharge by 30–50% because they divide salary by 2,080 hours and forget taxes, expenses and non-billable time.

How to use the freelance rate calculator

  1. Enter your target annual income.
  2. Add expenses, billable hours and tax.
  3. Get your minimum viable hourly rate.

Freelance Rate Calculator — FAQs

How much should I charge per hour?

Roughly 2–3x your equivalent salaried hourly rate. The multiplier covers taxes, no paid leave, business expenses and finding clients.

Should I charge hourly or per project?

Hourly for uncertain scope; fixed project fees once you can estimate well — fixed pricing rewards your efficiency.

Do freelancers pay GST?

Only if turnover crosses ₹20 lakh/year (₹10 lakh in special states). Below that, no registration needed.

How do I handle taxes as a freelancer?

Pay advance tax quarterly if tax due exceeds ₹10,000. Section 44ADA lets many freelancers declare 50% of receipts as income with minimal books.

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