AI Investment Planner
See a sample portfolio allocation matched to your age and risk appetite.
The investment planner suggests a sample asset allocation — how much in equity, debt and gold — based on your age and risk tolerance. A common rule of thumb: hold roughly your age as a percentage in debt, the rest in equity, so a 30-year-old might hold about 70% equity. Treat it as a learning simulation, not financial advice.
How to use the ai investment planner
- Enter your age and risk tolerance.
- See a sample equity–debt–gold split.
- Use it as a starting point for your own research.
AI Investment Planner — FAQs
Is this financial advice?
No. It is an educational simulation showing how allocation typically shifts with age and risk appetite. Consult a SEBI-registered advisor for personal advice.
What is asset allocation?
How you divide money across asset classes — equity for growth, debt for stability, gold as a hedge. It matters more for returns than picking individual funds.
How should allocation change with age?
Generally, equity exposure reduces as you age and your time horizon shrinks — but your personal risk capacity matters more than any formula.
Does it recommend specific funds?
No, it shows allocation percentages across asset classes, not fund names.
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