Budget Planner
Build a monthly budget, track income against expenses, and see where your money actually goes.
A budget planner gives every rupee a job: list your income, list your expenses, and see the balance. The popular 50/30/20 rule suggests 50% for needs, 30% for wants and 20% for savings. This planner saves everything in your browser so your data stays private.
How to use the budget planner
- Add your monthly income sources.
- Add your expenses by category.
- Review the summary and adjust spending.
Budget Planner — FAQs
What is the 50/30/20 rule?
A simple budgeting guideline: spend about 50% of take-home income on needs, 30% on wants, and put 20% toward savings and investments. It is a starting point, not a law — adjust to your reality.
Is my budget data private?
Yes. Your budget is stored only in your browser’s local storage. We never see it, and it never leaves your device.
How often should I update my budget?
Review it monthly. Update income when it changes and log expenses weekly so the picture stays accurate.
What if my income varies month to month?
Budget on your lowest typical month’s income and treat anything above it as bonus savings. This keeps you safe in lean months.
Keep exploring
People who used this also opened:
Expense Tracker →
Log daily spending in seconds and see exactly where your money goes each month.
moneyAI Budget Advisor →
Get a personalised budget plan built on the 50/30/20 rule from your take-home income.
moneySavings Goal Calculator →
Work out exactly how much to save monthly to hit any goal — travel, home, education.
moneyNet Worth Tracker →
Add up everything you own, subtract what you owe, and watch your wealth grow.