AI Budget Advisor
Get a personalised budget plan built on the 50/30/20 rule from your take-home income.
The AI Budget Advisor turns your monthly take-home pay into a ready budget using the 50/30/20 rule. On a ₹60,000 salary, that is ₹30,000 for needs, ₹18,000 for wants and ₹12,000 for savings and investments. Treat it as a starting template and adjust the splits to fit your life.
How to use the ai budget advisor
- Enter your monthly take-home income.
- Get your 50/30/20 split instantly.
- Tweak the categories to match your spending.
AI Budget Advisor — FAQs
What is the 50/30/20 rule?
Spend roughly 50% of take-home income on needs (rent, food, transport), 30% on wants (dining, entertainment), and save/invest 20%. It is a guideline, not a strict rule.
Is this real AI or a calculator?
It applies smart budgeting rules to your income to generate a personalised plan — think of it as an expert template, not a chatbot.
What if 50% doesn’t cover my needs?
In expensive cities it often doesn’t. Then aim for 60/20/20 or whatever keeps you saving something every month — consistency beats perfection.
Does it save my income data?
No. The calculation happens in your browser and nothing is stored or uploaded.
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